Posted by & filed under Investments.

Corporate Earnings. Q2 corporate earnings have begun to come out in earnest. While expectations have been lowered heading in, it seems that the markets are already looking to the future rather than worrying about this earnings crop. Remember that the markets are a forecasting mechanism, focusing more on the future than the present or past. Read More

Posted by & filed under Budgeting, Financial Planning.

We all have fun goals we dream about: traveling to a new destination, checking off a bucket list item, purchasing something extravagant, or going all out for a special occasion. Like any other financial goal, turning these kinds of dreams into reality requires steady, consistent financial planning. By implementing effective money-saving strategies, you can make Read More

Posted by & filed under Investments.

Economic strength and consumer resilience. The latest economic data is continuing to underscore the strength of the U.S. economy, which may come as a surprise to many naysayers. Plenty of folks in the media have been talking about why it is too good to last, with the next economic doom fast approaching. Commentators and prognosticators are stymied by the Read More

Posted by & filed under Budgeting, Financial Planning.

Managing your medical expenses effectively in today’s ever-evolving healthcare landscape is crucial. Healthcare costs continue to climb as an ailing and aging American population drives demand for services. Robust health insurance plans with reasonable monthly premiums are becoming increasingly hard to come by, particularly for small business workers and self-employed professionals. Many people are signing Read More

Posted by & filed under Investments.

AI and uneven market returns. There is no denying that the S&P 500 and Nasdaq have marched higher in the first half of the year. The numbers might be a bit misleading when it comes to investors’ actual experiences however, as there are a very small batch of companies that are dragging the market higher. As reported Read More

Posted by & filed under Homeownership.

The housing market continues to be at the forefront of economic conversations. Prospective homebuyers are frustrated. Sellers are watching their homes fly off the market within days. It is a perplexing time in housing – supply is stubbornly low, demand is very high, and interest rates are rising. To fully grasp how the housing market Read More

Posted by & filed under Investments.

Economic/market tug of war. The past six months have shown to be frustrating for lasting market returns. The S&P 500 seems to be marking time, range bound between 3700 on the low end and 4200 on the high end. Recent lows have been higher than previous ones and recent highs have likewise been higher – an Read More

Posted by & filed under Financial Planning.

Ever wondered about the mysterious backdoor Roth conversion? While seemingly complex, this retirement savings strategy can be quite useful if you fall into a specific bucket of savers. Let’s demystify the process. How does a backdoor Roth conversion work? The backdoor Roth conversion allows high earning individuals the opportunity to contribute to a Roth IRA, Read More

Posted by & filed under Investments.

Banks, banks, banks. It has been quite a month, with fears over bank failures and potential systemic issues upsetting both fixed income and equity markets. We do not believe the problems plaguing banks will persist. The longer we go without another bank failure or deepening fears, the quicker this issue will resolve. The fear of a Read More