The splurge question comes my way quite often. Not always about a boat of course. Sometimes it’s a luxury car, a home renovation, the vacation of a lifetime, a second property, a shopping spree, or something else entirely. When clients ask me if they can afford to splurge on something, I always give the same Read More
China slowdown. The headline that China, the world’s second largest economy, is slowing down may initially create some heartburn for investors. A deeper dive shows that there may be some silver linings derived from the weakness. A few reasons why: (1) The U.S. economy does not seem to have significant exposure to the Chinese markets Read More
If you’ve been following the blog, you know we’re big believers in making sure your finances are on the right track. Even if you’re not exactly in the perfect spot (most of us aren’t), working towards getting yourself there is extremely important. Why? Because money impacts virtually every life decision you make. Simply put, money really does Read More
Corporate Earnings. Q2 corporate earnings have begun to come out in earnest. While expectations have been lowered heading in, it seems that the markets are already looking to the future rather than worrying about this earnings crop. Remember that the markets are a forecasting mechanism, focusing more on the future than the present or past. Read More
We all have fun goals we dream about: traveling to a new destination, checking off a bucket list item, purchasing something extravagant, or going all out for a special occasion. Like any other financial goal, turning these kinds of dreams into reality requires steady, consistent financial planning. By implementing effective money-saving strategies, you can make Read More
Economic strength and consumer resilience. The latest economic data is continuing to underscore the strength of the U.S. economy, which may come as a surprise to many naysayers. Plenty of folks in the media have been talking about why it is too good to last, with the next economic doom fast approaching. Commentators and prognosticators are stymied by the Read More
Managing your medical expenses effectively in today’s ever-evolving healthcare landscape is crucial. Healthcare costs continue to climb as an ailing and aging American population drives demand for services. Robust health insurance plans with reasonable monthly premiums are becoming increasingly hard to come by, particularly for small business workers and self-employed professionals. Many people are signing Read More
AI and uneven market returns. There is no denying that the S&P 500 and Nasdaq have marched higher in the first half of the year. The numbers might be a bit misleading when it comes to investors’ actual experiences however, as there are a very small batch of companies that are dragging the market higher. As reported Read More
The housing market continues to be at the forefront of economic conversations. Prospective homebuyers are frustrated. Sellers are watching their homes fly off the market within days. It is a perplexing time in housing – supply is stubbornly low, demand is very high, and interest rates are rising. To fully grasp how the housing market Read More
Economic/market tug of war. The past six months have shown to be frustrating for lasting market returns. The S&P 500 seems to be marking time, range bound between 3700 on the low end and 4200 on the high end. Recent lows have been higher than previous ones and recent highs have likewise been higher – an Read More
