Heads up retirees: Recent RMD changes to consider as you head into your golden years
It’s been a long time coming. The federal government has made substantial changes to the rules governing retirement account withdrawals, known as RMDs. As Americans are generally living longer and… …
Five tips to ease your spending fears in retirement
People dream of retirement for decades, diligently saving to grow their nest egg. Unfortunately, when the time comes to start drawing off those funds, worry often ensues. The “what if… …
What financial freedom looks like (and how to achieve it)
The notion of financial freedom has evolved quite a bit recently. Wealth accumulation alone no longer dictates whether someone is successful. Instead, it has become less about the amount of… …
Early retirement dreams: Five expenses you may be overlooking
The pandemic has caused us all to reevaluate our life trajectories. The desire for flexibility to pursue passions and interests outside of employment has increased dramatically. Many people have added… …
Renting vs. homeowning: The right financial move for me?
Homeownership has long been viewed as a major component of the American Dream, complete with the image of a quaint house, white picket fence and a friendly neighborhood. Renting tends… …
Carpe diem: Keeping our celebratory spending urges in check
After more than a year of pandemic chaos, Americans are well on their way to getting back out into the world. Letting loose, seeing old friends, taking big trips, living… …
Wants and needs: How pandemic life has taught us what matters
Living in a pandemic has highlighted a stark reality. Financial stability is integral to our overall wellness. Money impacts our personal relationships, stress levels, and ability to interact with the… …
Nest egg growing: When your money is needed for everything else
When I talk with millennials about growing a retirement nest egg, their eyes tend to glaze over. It is the ultimate “I’ll worry about that later” topic. Believe me, I… …
Unpacking the refi: 5 common reasons why homeowners refinance
“Refinance – yes, no, maybe”? With interest rates at historic lows, I field this question a lot. My response is always the same: “Well, it depends”. There is no one-size-fits-all… …
Goodbye 2020: Financial thoughts for the New Year
We have almost made it. 2020 has certainly been tough for our community, our country, and our world. A post-pandemic future appears to be somewhere on the horizon. We still… …