Do you know that feeling when you finally clean out a closet, toss basement-dwelling boxes, or organize a messy attic? Phew! It’s done. Ridding yourself of clutter is time consuming, sometimes stressful, and often just a pain in general. But in the end, it’s almost always well worth the effort. Decluttering your financial life Read More
Ah, homeownership. There’s so much to think about. First, a few things to keep in mind: This isn’t an anti-homeownership post. In fact, buying a house can be an excellent financial goal to accomplish. It can also be one of the biggest financial mistakes out there. Knowing what you’re really getting into is the best Read More
It’s been a long time coming. The federal government has made substantial changes to the rules governing retirement account withdrawals, known as RMDs. As Americans are generally living longer and nest eggs are relied upon for additional years, an overhaul was certainly warranted. The recent rules shift has the potential to offer more income planning Read More
People dream of retirement for decades, diligently saving to grow their nest egg. Unfortunately, when the time comes to start drawing off those funds, worry often ensues. The “what if I run out of money” anxiety is all too common. For your entire career, money steadily flowed into your savings pile. You likely had a Read More
Believe it or not, the holidays are right around the corner. We all know how the end of every year tends to go – in a frenzied sprint, leaving most non-holiday related tasks shelved until January. How about getting your personal finances buttoned up now, before all the hustle and bustle? Then you can Read More
The notion of financial freedom has evolved quite a bit recently. Wealth accumulation alone no longer dictates whether someone is successful. Instead, it has become less about the amount of money in your bank account and more about your purpose-driven financial lifestyle. Projecting an appearance of wealth is far less important to many Americans. Utilizing Read More
The pandemic has caused us all to reevaluate our life trajectories. The desire for flexibility to pursue passions and interests outside of employment has increased dramatically. Many people have added early retirement to their list of financial aspirations. If you are dreaming of leaving the workforce early, it is an absolute must to map out Read More
Homeownership has long been viewed as a major component of the American Dream, complete with the image of a quaint house, white picket fence and a friendly neighborhood. Renting tends to play second fiddle in our society, being seen as a temporary housing solution while people save for a down payment or otherwise financially prepare Read More
After more than a year of pandemic chaos, Americans are well on their way to getting back out into the world. Letting loose, seeing old friends, taking big trips, living it up. All those long months of worry have left us with a carpe diem attitude toward life in general. Attempting to make up for Read More
Living in a pandemic has highlighted a stark reality. Financial stability is integral to our overall wellness. Money impacts our personal relationships, stress levels, and ability to interact with the rest of the world. When COVID-19 hit, our days were turned upside down. Those creature comforts we often took for granted – visiting friends and Read More
