The benefits of tax diversification
When people are saving for retirement, their main focus tends to be how much they’re putting away and how their investments are performing. What is often missed is how your… …
How to plan for healthcare and long-term care costs
For many people, healthcare costs in retirement can be a bigger worry than what the stock market is doing on any given day. And that makes sense. Markets will rise… …
Eight common retirement planning pitfalls
Most problems in retirement don’t arise from one big, dramatic mistake. They are often the result of a few smaller, perfectly understandable decisions that add up over time. Maybe the… …
The connection between longevity and sustainable portfolio withdrawals
Here’s a strange problem to have: you may live a very long time. Longer than your parents did, longer than the actuarial tables assumed a generation ago, and possibly longer… …
The estate planning checklist for retirees
As you move through retirement, keeping your estate plan organized and current becomes increasingly important. Here are the key areas to address: Review and update your Will. Major life events… …
Using donor-advised funds for tax-efficient giving in retirement
If giving back has always been important to you, retirement doesn’t have to change that. In fact, it may be an opportunity to become even more intentional about how, and… …
Mid-year moves to reduce your 2026 tax bill
When most people think about taxes, they think about filing a return in the spring. But by then, many of the decisions that determine your tax bill have already been… …
Your life changed: Has your estate plan?
Many people think of estate planning as a one-time task. You meet with an attorney, sign the documents, put everything in a safe place, and check it off the to-do… …
Timing Pension, Social Security, and IRA withdrawals
Most people spend their working years focused on whether they are saving enough for retirement. Once retirement arrives, the focus shifts to a different question: how do you turn those… …
Strategies for gifting to family without jeopardizing your retirement
For many families, one of the greatest joys of financial success is the ability to help the next generation. Whether it’s contributing to a grandchild’s education, helping an adult child… …