Preventing lifestyle creep: From prime earning years through golden retirement
One of the biggest financial challenges people face is “lifestyle creep”, when spending balloons right along with increases in income, undermining long-term financial stability and goals. Understanding how to manage… …
How parents can lay a solid financial foundation for their children
As parents, we want to provide the best possible opportunities for our children. In reality, it can be complicated enough at times to navigate this ever-changing world for ourselves. Figuring… …
Grandparent strategies: Passing wealth to future generations (tax-efficiently)
One of the greatest joys of being a grandparent is seeing children and grandchildren successfully navigate their lives. Most everyone shares a common desire to see their family and relatives… …
How to navigate financial caregiving
Becoming a financial caregiver for a loved one is a tremendously important undertaking. It is not simply about managing another person’s financial picture when they are no longer able to… …
The “sandwich generation”: Financially stuck in the middle
The “sandwich generation”: Those Americans thrust into the precarious position of financially juggling young children and elderly parents. Lots of older Millennials and Gen-Xers are finding themselves in this bucket,… …
Pre-holidays financial wellness tidy up guide
Believe it or not, the holidays are right around the corner. We all know how the end of every year tends to go – in a frenzied sprint, leaving most… …
“Can I buy my boat?” – The splurge question
The splurge question comes my way quite often. Not always about a boat of course. Sometimes it’s a luxury car, a home renovation, the vacation of a lifetime, a second… …
Financial unwellness: Taking a step back matters
If you’ve been following the blog, you know we’re big believers in making sure your finances are on the right track. Even if you’re not exactly in the perfect spot (most of… …
Saving for your fun goals
We all have fun goals we dream about: traveling to a new destination, checking off a bucket list item, purchasing something extravagant, or going all out for a special occasion…. …
Healthcare budgeting with Health Savings Accounts (HSAs)
Managing your medical expenses effectively in today’s ever-evolving healthcare landscape is crucial. Healthcare costs continue to climb as an ailing and aging American population drives demand for services. Robust health… …