Tax-smart charitable giving before year-end
Clients often reflect on what matters most in their lives: family, community, and the legacy they want to leave behind. Charitable giving can be one of the most meaningful ways… …
Why the simplest plan may be the smartest
It’s easy to think that the more complicated your financial strategy is, the more successful you’ll be: multiple accounts, sophisticated funds, advanced tax strategies. You may have been taught that… …
Why the “best” financial decision may not show up on your spreadsheet
Financial planning is often viewed as a math exercise, with projections, spreadsheets, and retirement calculators. But some of the most important financial choices you’ll make may not even present themselves… …
One Big Beautiful Bill Act and student loan reforms
Congress passed the One Big Beautiful Bill Act (OBBBA) on July 4, 2025, enacting sweeping reforms impacting student loans, repayment plans, and forgiveness programs. These changes affect millions of borrowers,… …
Life insurance for new parents
Becoming a parent changes everything, including how you think about money and security. Life insurance can play a critical role in safeguarding your family’s financial future in case the unexpected… …
Why disability insurance matters
Most people insure their home, their car, and their life. But what about their income? That’s what disability insurance is for. If you become sick or injured and can’t work,… …
What happened to long-term care insurance?
Once the cornerstone of retirement planning, long-term care (LTC) insurance has quietly slipped out of the spotlight. Over the past two decades, the LTC market has changed dramatically. Rising premiums,… …
How to prepare wealthy kids for wealth (without spoiling them)
In affluent households, teaching kids about money comes with unique opportunities and responsibilities. These children often benefit from a distinct set of advantages, like access to high-quality education, financial safety… …
How men and women approach estate planning differently
Estate planning is an essential part of the financial planning process. It is your opportunity to choose how your financial and personal wishes are carried out after you’re gone. Your… …
Using gifts and inheritances to improve your financial wellbeing (without the guilt)
Receiving an inheritance or a significant gift from friends or family is often an emotionally complex experience. On one hand, there’s gratitude for the generosity or legacy passed down to… …