What’s moving the markets – September 2025
Looming government shutdown: As funding deadlines approach, the U.S. faces the prospect of a partial government shutdown. While shutdowns are not new, this one carries the potential for deeper and longer-lasting consequences… …
Why the simplest plan may be the smartest
It’s easy to think that the more complicated your financial strategy is, the more successful you’ll be: multiple accounts, sophisticated funds, advanced tax strategies. You may have been taught that… …
What’s moving the markets – August 2025
Central bank independence: Why does central bank independence matter to your portfolio? Markets often hinge on credibility, and few institutions influence credibility more than central banks. When politics intrudes and… …
Why the “best” financial decision may not show up on your spreadsheet
Financial planning is often viewed as a math exercise, with projections, spreadsheets, and retirement calculators. But some of the most important financial choices you’ll make may not even present themselves… …
What’s moving the markets – July 2025
Markets continued to trend higher through July, even as headlines were dominated by trade tensions and tariff uncertainty. Many clients have asked how stocks have managed to climb given these… …
One Big Beautiful Bill Act and student loan reforms
Congress passed the One Big Beautiful Bill Act (OBBBA) on July 4, 2025, enacting sweeping reforms impacting student loans, repayment plans, and forgiveness programs. These changes affect millions of borrowers,… …
What’s moving the markets – June 2025
The Fed holds steady: At its recent meeting, The Federal Reserve left interest rates unchanged. While inflation has come down from its highs, it’s still above the Fed’s 2% target…. …
Life insurance for new parents
Becoming a parent changes everything, including how you think about money and security. Life insurance can play a critical role in safeguarding your family’s financial future in case the unexpected… …
What’s moving the markets – May 2025
Tariff mayhem continues: In a recent court ruling, the Trump-era tariffs were deemed unlawful, a decision that brought a wave of relief and, just as quickly, a fresh dose of… …
Why disability insurance matters
Most people insure their home, their car, and their life. But what about their income? That’s what disability insurance is for. If you become sick or injured and can’t work,… …