Savings buckets: Knowing where to put your money

Posted by & filed under Financial Planning, Retirement.

There are plenty of moving pieces to a person’s financial picture, which makes saving for future goals an ever-evolving task. Remember that consistent saving is key to making any financial dream a reality. Earmarking funds for specific savings buckets is a great way to stay motivated. Two goals fall into the must-save-for-first category: retirement and Read More

Heads up retirees: Recent RMD changes to consider as you head into your golden years

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It’s been a long time coming. The federal government has made substantial changes to the rules governing retirement account withdrawals, known as RMDs. As Americans are generally living longer and nest eggs are relied upon for additional years, an overhaul was certainly warranted. The recent rules shift has the potential to offer more income planning Read More

The “sandwich generation”: Financially stuck in the middle

Posted by & filed under Financial Planning, Personal finance, Retirement.

The “sandwich generation”: Those Americans thrust into the precarious position of financially juggling young children and elderly parents. Lots of older Millennials and Gen-Xers are finding themselves in this bucket, with plenty more being thrown into the mix each year. Grappling with the daily responsibility tug-of-war can be a real emotional struggle. Figuring out how Read More

Retiring early: Five ways the dream could become a reality

Posted by & filed under Financial Planning, Investments, Personal finance, Retirement.

Do you daydream about leaving your nine-to-five sooner rather than later in life? Retiring early is becoming an extremely common financial goal. People want the freedom and flexibility well before their golden years. Others are simply striving for ultimate financial independence – working because they want to, not because they depend on the income. Traditional Read More