The benefits of tax diversification
When people are saving for retirement, their main focus tends to be how much they’re putting away and how their investments are performing. What is often missed is how your… …
How to plan for healthcare and long-term care costs
For many people, healthcare costs in retirement can be a bigger worry than what the stock market is doing on any given day. And that makes sense. Markets will rise… …
Capital gains planning: Harvesting gains and losses in retirement
For much of your working life, managing a taxable investment account can be relatively hands-off. You invest consistently and give your portfolio time to grow. But once you retire and… …
Eight common retirement planning pitfalls
Most problems in retirement don’t arise from one big, dramatic mistake. They are often the result of a few smaller, perfectly understandable decisions that add up over time. Maybe the… …
The connection between longevity and sustainable portfolio withdrawals
Here’s a strange problem to have: you may live a very long time. Longer than your parents did, longer than the actuarial tables assumed a generation ago, and possibly longer… …
The estate planning checklist for retirees
As you move through retirement, keeping your estate plan organized and current becomes increasingly important. Here are the key areas to address: Review and update your Will. Major life events… …
Using donor-advised funds for tax-efficient giving in retirement
If giving back has always been important to you, retirement doesn’t have to change that. In fact, it may be an opportunity to become even more intentional about how, and… …
The tax side of selling your home in retirement
For many retirees, their home is one of their largest financial assets. Whether you’re thinking about downsizing, moving closer to family, or relocating somewhere new, selling your home can free… …
Mid-year moves to reduce your 2026 tax bill
When most people think about taxes, they think about filing a return in the spring. But by then, many of the decisions that determine your tax bill have already been… …
From saver to spender: How to create a reliable income stream in retirement
For decades, you played the same game: earn, save, repeat. You resisted the siren call of the boat you didn’t need, the kitchen remodel that probably could have waited, and… …