Heads up retirees: Recent RMD changes to consider as you head into your golden years

Posted by & filed under Financial Planning, Retirement.

It’s been a long time coming. The federal government has made substantial changes to the rules governing retirement account withdrawals, known as RMDs. As Americans are generally living longer and nest eggs are relied upon for additional years, an overhaul was certainly warranted. The recent rules shift has the potential to offer more income planning Read More

The “sandwich generation”: Financially stuck in the middle

Posted by & filed under Financial Planning, Personal finance, Retirement.

The “sandwich generation”: Those Americans thrust into the precarious position of financially juggling young children and elderly parents. Lots of older Millennials and Gen-Xers are finding themselves in this bucket, with plenty more being thrown into the mix each year. Grappling with the daily responsibility tug-of-war can be a real emotional struggle. Figuring out how Read More

Retiring early: Five ways the dream could become a reality

Posted by & filed under Financial Planning, Investments, Personal finance, Retirement.

Do you daydream about leaving your nine-to-five sooner rather than later in life? Retiring early is becoming an extremely common financial goal. People want the freedom and flexibility well before their golden years. Others are simply striving for ultimate financial independence – working because they want to, not because they depend on the income. Traditional Read More

Entrepreneur vs. employee: Three big differences in your personal finances

Posted by & filed under Budgeting, Entrepreneurship, Financial Planning, Investments, Retirement.

There are two groups of people in the professional world. You have the entrepreneurs, who create, organize, operate and grow businesses; and the employees, who keep those businesses chugging along doing whatever it is they do best. Now there are a whole host of differences between these key players in the American workforce. Today we’re Read More