Long-term care and estate planning
For many retirees, estate planning lives in the “someday” category: distributing assets, minimizing taxes, and leaving a legacy. Long-term care, meanwhile, feels like a different topic entirely: one about health,… …
How to talk to your family about your estate plan
It’s understandable that talking about your estate plan may feel uncomfortable. It can bring up complex emotions around aging, mortality, fairness, and family dynamics. Which is why families often avoid… …
Estate planning for blended families
Blended families are increasingly part of modern life. Second marriages, children from prior relationships, stepchildren, and step-grandchildren create ever-evolving family dynamics. They can also add a layer of complexity to… …
What’s moving the markets – January 2026
A weaker U.S. dollar and inflation: Recent financial commentary has noted a period of weakness in the U.S. dollar relative to other major currencies. This trend reflects a combination of… …
Tax-efficient withdrawal strategies in retirement
You’ve spent decades building your nest egg. Now comes the crucial next step. You have to decide how to draw from it wisely. A well-designed withdrawal strategy can stretch your… …
Updating beneficiary designations: It’s more important than you think
People often assume their will determines who inherits their assets, but that’s not always the case. Many of your most valuable accounts, such as retirement accounts, life insurance policies, and… …
Should you pay off your mortgage before you retire?
It’s one of the most common questions pre-retirees ask: “Should I pay off my mortgage before I stop working?” There’s no one-size-fits-all answer. For some, being debt-free brings peace of… …
What’s moving the markets – December 2025
Gold and silver reflect currency concerns: Gold and silver continued to draw attention in December, with both reaching new highs. Gold prices rose as investors increasingly expect the Federal Reserve to move… …
How to create a lasting legacy
When people hear the word legacy, they may think of a financial inheritance – accounts, property, or trusts left behind for loved ones. But the most meaningful legacies are found… …
Top retirement planning priorities for 2026
As 2026 approaches, many retirees are wondering what the new year will bring for their lifestyle, investments, and tax picture. The passage of the One Big Beautiful Bill Act (OBBBA)… …