Homeownership has long been viewed as a major component of the American Dream, complete with the image of a quaint house, white picket fence and a friendly neighborhood. Renting tends to play second fiddle in our society, being seen as a temporary housing solution while people save for a down payment or otherwise financially prepare Read More
The COVID-19 story. The pandemic continues to dominate much of what is happening in our country. The feared holiday surge has come to be. More than 433,000 Americans have died from COVID-19 complications. The spread of disease has transformed consumption habits, driving ongoing weakness in the labor market. Most of the high unemployment stems from the ravaging of the leisure and hospitality industry. This trend will continue until vaccines are plentiful and consumers begin to resume their Read More
“Refinance – yes, no, maybe”? With interest rates at historic lows, I field this question a lot. My response is always the same: “Well, it depends”. There is no one-size-fits-all answer to the refi question. A multitude of factors are at play here: What are you trying to accomplish? What are the details of your Read More
The appeal of small home living has really been catching on. Many people are shying away from buying super-sized homes and opting for a much littler footprint for their family, even though bigger, more expensive houses are a viable option. The reason? There’s a lot of financial benefit to keeping your housing costs down. One Read More
Happy summer guys! How is the year halfway over already?? We hope you’re out and about enjoying all that the warm weather has to offer. If you’ve taken a breather from the personal finance happenings over the past few months, don’t fret! We’ve got your recap right here. These are the topics we’ve been focused Read More
The real estate market is on the upswing. Great news for sellers! Unfortunately, for lots of people looking to buy, it’s becoming extremely difficult to find that perfect house whilst staying in line with their budget. Many people are tabling the idea all together. Others are deciding to purchase those not-so-perfect homes and go the Read More
Ok, it’s go time. Or is it? You’re ready to take the plunge. Or are you? You want a place to call your own, but when should you make it happen? Family and friends are pushing you to buy. You hear things like: “It’s time for you to settle down.” “You should buy so you Read More
Living together, and unmarried? Join the crowd! More and more couples are holding off on those wedding vows, or scrapping the whole idea of marriage all together. In fact, recent research shows that only 26% of adults between the ages of 18 and 32 are married. What are they doing instead? Many are still in Read More
Welcome to our new blog series about those money blunders of the past. Specifically, the ones that have made us older millennials, who came out of college in the mid-2000’s, who we are today. Learning from the trials and tribulations of others can be beneficial, right? Stories like these crop up all the time these Read More
Ah, homeownership. There’s so much to think about! First, a few things to keep in mind: This isn’t an anti-homeownership post. In fact, buying a house can be an excellent financial goal to accomplish. It can also be one of the biggest financial mistakes out there. Knowing what you’re really getting into is the best Read More
